Best Car Insurance Providers for Car Accidents

After an accident your mind is spinning in twenty different directions. Your body is in fight or flight mode from all of the adrenaline that is flowing through you. You are trying to remember every single thing that you are supposed to talk to the other person involved in the accident about.

What is their insurance?

How can you get in contact with them?

And do not forget to grab their name.

Try and remember to talk to the police, and the insurance, and call your family to let them know what happened and that you are okay.

These are just some of the things that are running through your mind after an accident. Trying to think about all of this can be stressful on a good day. Having good insurance can help to alleviate some of the stress.

Picking Insurance Provider

Geico, Allstate, Farmers and Progressive car insurance have been ranked as top insurance companies. Let’s break them down a little to understand why people like them so much.

Geico:

• Has low annual rates, around $1,200 on average.
• Offers great supports and services like accident forgiveness.
• Over a 90% customer satisfaction rate.

Progressive:

• Offers an annual rate at around $1,800 on average.
• Offers gap insurance, accident forgiveness, and custom parts coverage.
• Has an A rating for customer satisfaction.

Farmers:

• Offers an annual rate at around $1,700 on average.
• Offers new car replacement, accident forgiveness, and customized equipment coverage.
• High customer satisfaction.

Allstate:

• Offers an annual rate of around $1,800 on average.
• Offers deductible rewards, claim satisfaction guarantee, and accident forgiveness.
• Low state regulator complaints.

When looking at different insurances it is best to look at your needs. When it comes to picking an insurance for accident coverage you should keep in mind a couple different types of coverage.

• Collision insurance, this is what covers damages to your vehicle.
• Uninsured or underinsured motorist coverage. This will insure that you are covered in the event that you are in an accident and the other party does not have insurance.
• Property damage liability. This ensures you are covered in the event that you hit someone else’s car, mailbox, house, or any other type of personal property.
• Bodily injury liability. This type of coverage will help with any medical expenses that are a result of an accident.

How insurance works after an accident:

After you are in an accident your insurance will give you a list of approved auto body shops in Jefferson Hills, PA. These are essentially shops that the insurance company has a working relationship with. An example of this would be a Geico approved body shop. These are shops that Geico has worked with and will encourage you to go to for an estimate and repairs.

However under Pennsylvania law, you are free to choose your own licensed collision center to service your vehicle. That means that you can pick your preferred auto body shop even if it’s not on the list, shops such as Tachoir Collision Center.

Why Choose Tachoir Collision Center:

At Tachoir we value you as a customer and we understand that this is a stressful time for you. We want to help you through this process as painlessly and quickly as possible. We provide excellent customer service that will help you to feel comfortable as well as providing quality repairs. In addition to that, we will negotiate with your insurance company on your behalf if you desire. We do this by offering competitive pricing for quality repairs.

Dealing with an accident and insurance can be stressful but we are here to help you.